As 2025 winds down, it is easy to focus on the holidays and push “money matters” to January. But this is one of the most valuable times of the year to pause, review, and plan. We believe in purposeful, proactive planning — and that includes taking advantage of the final months of the year to strengthen your financial position. Why Year-End Planning Matters Year-end tax planning is not about rushing to beat deadlines or making dramatic changes. It is about identifying small, strategic...