For generations of taxpayers, one phrase carried real weight:  postmarked on or before April 15 . It was the quiet reassurance that if you dropped your tax return in the mail by the deadline, you were protected—even if the IRS didn’t receive it for days. As of December 24, 2025, that assumption no longer holds. A change to the U.S. Postal Service’s Domestic Mail Manual clarifies that a postmark no longer confirms when an item was mailed—only when it was processed. In today’s

For many of us, the start of a new year represents a fresh start to re-align our priorities, set meaningful goals, and improve our lives. With New Year’s resolutions top of mind, the first weeks of 2026 are the perfect time to revisit your financial plan and make sure it still aligns with your life, your values, and what’s coming next. Financial planning isn’t just about numbers. It’s about preparing for the real-life moments that shape your future including career changes,

The holiday season invites us to slow down. Between family gatherings, familiar traditions, and quiet moments of reflection, many of us find ourselves taking stock of what truly matters. Gratitude comes naturally this time of year. Gratitude for loved ones, health, meaningful work, and the moments that bring us together. But gratitude isn’t only about looking back. It’s also about looking ahead. At Financial Life Advisors, we believe that planning ahead is one of the most mea

When it comes to financial planning, one of the most frequently asked questions is simple—but powerful: “ Where do I even start?” Throughout life, financial decisions can feel overwhelming. Retirement, investments, taxes, savings goals, it’s easy to feel unsure whether you’re on the right path or falling behind. That uncertainty is exactly why having a clear financial roadmap matters. A financial roadmap doesn’t just organize your money—it provides clarity, confidence, and di

As the year winds down, many of us reflect on what truly matters; family, community, and the causes close to our hearts. It’s a season that reminds us how generosity can create ripple effects of good. But charitable giving is more than writing a check in December. With thoughtful financial planning, you can give intentionally and strengthen your tax strategy at the same time. At Financial Life Advisors, located in San Antonio, Texas, we believe in purposeful, proactive planni

Hi, I'm Ben Gurwitz, a Certified Financial Planner™ and CEO of Financial Life Advisors. We're a firm that helps families navigate investments, tax, insurance, and their estates to help them achieve their life goals. Specifically today, I wanted to put together a little video to cover the One Big Beautiful Bill Act (OBBBA) — what those changes in that bill mean and how someone may benefit from them. Not just today, but when keeping a long-term view. Of course, I always need to

As 2025 winds down, it is easy to focus on the holidays and push “money matters” to January. But this is one of the most valuable times of the year to pause, review, and plan. We believe in purposeful, proactive planning — and that includes taking advantage of the final months of the year to strengthen your financial position. Why Year-End Planning Matters Year-end tax planning is not about rushing to beat deadlines or making dramatic changes. It is about identifying small, s

At Financial Life Advisors, we believe financial planning should be purposeful, proactive, and personal. That’s why understanding the...

In today’s fast-paced and often confusing financial landscape, finding a trustworthy and competent financial advisor is more important...

Planning for retirement is about more than just saving enough money—it’s about preparing for the lifestyle, emotions, and unexpected...

By Kirk Francis, CFP® CEO, Financial Life Advisors April 30, 2025 I am deeply honored to share that I received the Lifetime Achievement...